This Privacy Policy sets out principles and practices of Humi Inc. (“us”, “our”, “we”), with respect to the handling of the personal information our customers (“you”, “your”). As part of our ongoing commitment to protecting your personal information, we have adopted a Privacy Policy, which is based on the privacy principles set out in the Personal Information Protection and Electronic Documents Act (Canada) as well as applicable provincial privacy laws.
Respecting your privacy and protecting your personal information is an important part of how we do business. Regardless of how the services we offer expand and the technology we use changes, we remain committed to protecting the privacy of your personal information. This Privacy Policy is part of our commitment to ensure that all personal information in our possession is protected and used in accordance with the law. This Privacy Policy is subject to changes from time to time. Please ensure that you review this Privacy Policy regularly.
“Personal information” is defined as information about an identifiable individual, or information that allows an individual to be identified. This is a very broad definition and may encompass most types of information held about an identifiable individual such as race, medical, criminal, employment and financial history. It can also include an identifiable individual’s address, personal telephone number, date of birth, family status, marital status, occupation, driver’s license, driving record information, mortgage and loan details, previous insurance experience, claims history, driving record, policy number and vehicle identity number.
Personal information does not, however, include business contact information such as an employee's name, title, business address, telephone number or email address that is collected, used or disclosed solely for the purpose of communicating with that person in relation to their employment or profession. This Privacy Policy does not apply to de-identified data that is not about an identifiable individual. We retain the right to use such de-identified data in any way that we determine appropriate.
Confidentiality is a priority for us, and we have established appropriate measures to safeguard the privacy of the personal information contained in your file. ****We use up-to-date technological tools (i.e. passwords, encryption, firewalls and security updates) to protect personal information.
For the purpose of providing you with certain products and services, we work together with the following partners (collectively, "Partners"), and we may collect your personal information from, or disclose your personal information to, them in accordance with this Privacy Policy:
This Privacy Policy only applies to personal information that we collect, use and disclose, and does not apply to personal information that is collected, used or disclosed by any of our Partners. We are not responsible or liable for the privacy practices, content, or activities of any of our Partners. We strongly recommend that you review the privacy policies that are applicable to our Partners before you disclose any personal information to them.
We may collect personal information about you from you or from other sources such as our Partners, other third parties to whom you gave consent, and public sources such as government agencies or internet sites. **** We collect, use and disclose your personal information for the purposes below, which include allowing us and our Partners:
Subject to the terms of this Privacy Policy, we may disclose your personal information to our Partners or as required by law. We make reasonable efforts to ensure that all of our Partners have privacy policies and security measures in place that conform to our high standards. When we disclose personal information, we only provide as much personal information as is required to fulfill the purpose for which the personal information is being disclosed. In order to provide you with the services you have requested, we or our Partners may transmit or store your personal information outside of Canada, and it may therefore be subject to the laws of that jurisdiction.
By applying [(even if your application is declined)] or requesting an offline and/or online quote [(even if your quote is not fully processed or withdrawn)] for any of the products or services we offer, or by accepting, using, or continuing to hold any such product or service, you consent and agree to the collection, use and disclosure of your personal information in accordance with the terms of this Privacy Policy. ****For more information on refusing or withdrawing your consent, please see the section ‘Our opt-out policy’, below.
You have the option to refuse, or to withdraw, your consent to the collection, use or disclosure of your personal information as follows:
You can ask to review the personal information we have about you in our files. Requests must be made in writing and sent to us at the address below by fax, email, or letter. We will respond to your request as quickly as possible. We may ask you to provide enough information that would enable us to locate your personal information and determined how it has been used or disclosed. For example, we may need to verify your identity. If we are unable to provide you with access to your personal information, we will provide reasons for our inability to do so in writing, unless we are prohibited from doing so by law.
If you have any questions or concerns regarding this Privacy Policy, please contact us at:
Privacy Officer
Humi Inc
207 Queens Quay W, suite 400
Toronto, ON M5J 1A7
Toronto, ON M5J 1R7
Email: insurance@humi.ca