Plan Details

Life Insurance
Benefit Amount Flat $25,000
Accidental Death & Dismemberment (AD&D)
Benefit Amount Flat $25,000
Dependent Life Insurance
Spouse $5,000
Child $2,500
Long Term Disability (LTD)
Schedule 60% of monthly earnings to $2,500
Elimination Period 16 weeks
Definition 1 year own occupation
Medical Evidence Required
Extended Health Care (EHC)
Prescription Drugs
Plan Type Mandatory Generic
Deductible Employee Pays Dispensing Fee
Co-insurance 80%
Maximum $5,000
Out of Country/Out of Province
Co-insurance 100%
Paramedical Services
Co-insurance 80%
Maximum per calendar year $350 Per Practitioner
Deductible $0
Recall Examination Every 9 Months
Basic & Preventative 80% Co-insurance
Maximum $1,000